Landing in a new country is exciting but can feel overwhelming when it comes to money. Here’s a simple week-one game plan with top brands and services to help you get started on the right financial foot.
1. Open an Aussie Bank Account
Set up a local bank account with trusted names like Commonwealth Bank, NAB, or Westpac. Many offer migrant-friendly accounts with no monthly fees and easy online setup — some even let you open one before you arrive.
2. Get a Local Debit Card
Once your account is active, grab a debit card for everyday use. ING, Up Bank, and UBank offer zero foreign transaction fees, mobile-first banking, and fast onboarding — perfect for a smooth financial start.
3. Choose a Prepaid SIM & Budget Plan
Pick a phone plan with affordable data and international calling. Go with Amaysim, Boost Mobile, or Lebara for budget-friendly prepaid options while you settle in — many include unlimited calls to India and other countries.
4. Track Expenses with Budget Apps
Download budgeting apps like WeMoney, Pocketbook, or Frollo to stay in control of your weekly spending. These apps connect to your bank account and help you track expenses across categories like groceries, rent, and transport.
5. Save on Essentials with Deal Sites
Don’t pay full price while setting up! Check OzBargain, Cashrewards, or ShopBack for cashback offers and discounts on groceries, electronics, and daily needs. You’ll be surprised how much you can save from week one.
