India → Australia
Salary Reality Check Calculator
Compare your real take-home pay against real cost of living — adjusted for your family size. Free tool for Indian migrants planning a move to Australia.
Lifestyle Match Score · Single
100%
You match your lifestyle
Your Australian lifestyle covers 100% of your current Indian lifestyle, based on disposable income after costs.
Your Target Salary in Melbourne
A$0
Annual gross salary needed to match your Tech Hub lifestyle as a Single person.
Monthly Breakdown
🇮🇳 India / month
🇦🇺 Melbourne / month
🇦🇺 What Australia includes — at no extra cost
🏥 Medicare
Free or subsidised GP, hospital & specialist visits for the whole family.
🏫 Public Schools
Free quality public schooling — no school fees for children.
💊 PBS
Heavily subsidised prescription medicines, capped per script.
👶 Child Benefits
Family Tax Benefit & Child Care Subsidy from the government.
⚠️ Hidden costs already included in your India total
As a Single in India, these costs are unavoidable — and are not needed in Australia:
Tax Comparison
🇮🇳 India / month
Income tax ₹0
PF (employee) ₹0
🇦🇺 Australia / month
Income tax A$0
Medicare levy A$0
📋 Important Notes
🏥 Medicare levy (2%) is included in Australian tax deductions above. In return, your family gets access to free or heavily subsidised GP visits, hospital care, and specialist consultations — costs you'd pay privately in India.
🏫 Australian public schools are free for PR and citizen families. No school fees are included in the Australia column — this is a real saving compared to India, where good schools cost ₹8,000–₹25,000+/month per child.
💊 The Pharmaceutical Benefits Scheme (PBS) caps most prescription costs at roughly A$7–A$31. In India, full medication costs are out-of-pocket.
👶 Families in Australia may also be eligible for Family Tax Benefit, Child Care Subsidy, and other government payments not reflected in this calculator.
📊 Cost of living figures are averages for 2024–25. Actual costs vary by suburb, lifestyle, and individual choices.
💱 Exchange rate is fixed at ₹55 per A$1 for comparison purposes only. Market rates fluctuate.
⚖️ This calculator is for general guidance only and does not constitute financial or tax advice. Consult a registered Australian tax agent or financial adviser for personalised advice.