Financial Guide For Indians Moving To Australia two countries.
Smart money moves, migrant stories and step by step guide to help you settle in confidence in Australia plainly, for Indian migrants building a life in Australia.
Tell us your stage. We'll point you to what matters now.
First 90 days
TFN, bank account, super fund, Medicare, SIM.
StudentWorking & studying
Part-time work rights, tax file number, budgeting on a student visa.
On a visaSkilled visa holder
Super, private health cover requirements, sending money home.
SettledPR / citizen, building wealth
Super strategy, NRI/NRO accounts back home, property, DTAA.
FamilySponsoring parents
Visitor visa costs, health insurance, Medicare eligibility.
Five hubs, not fifteen scrolls.
Tax & Super
Carries disclaimersBanking & Transfers
Visa & Arrival
- Arrival checklist (interactive)
- Visa categories — money checklist
- Setting up: TFN, bank, SIM, Medicare
Insurance
Built to answer one question, fast.
Salary calculator
Take-home pay with 2025–26 ATO brackets, Medicare levy, LITO, and super.
Open calculatorArrival checklist
Filterable, saves your progress — everything to sort in your first weeks.
Open checklistMoney transfer comparison
Compare providers for sending money to India by cost and speed.
Compare providersGuides people actually act on
How we stay honest
OzMoneyTalks is run by one person, not a company — figures are checked against ATO and RBA sources, and we say plainly when something is still an open question rather than polish over uncertainty. Some links may be affiliate links; they never decide what we recommend.